[name_f]Margot[/name_f] [name_f]Caroline[/name_f] gets my vote!
[name_f]Gorgeous[/name_f] names! My first daughter is called [name_f]Eloise[/name_f]. Currently pregnant with my second daughter and [name_f]Penelope[/name_f] is on our top list. So those would be my choices for you. Good luck!
[name_f]Annabel[/name_f] [name_m]Hayes[/name_m] is gooooorgeous!
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[name_f]Annabel[/name_f] [name_m]Hayes[/name_m] - I just love [name_f]Annabel[/name_f], its gorgeous and striking, familiar but rare, classic but not overdone.
Your other choices are also lovely, but much less unique.
Congrats!
My favourite is [name_f]Eloise[/name_f] [name_f]Caroline[/name_f] 
[name_f]Eloise[/name_f] is a bright feminine name that feels preppy and has a sweet classic disposition. [name_f]Eloise[/name_f] has always been a favourite of mine I think she’s beautiful just so elegant. I love [name_f]Caroline[/name_f] in the middle spot she’s a sentimental choice for me and has this fun southern [name_f]Belle[/name_f] flair. I think [name_f]Eloise[/name_f] [name_f]Caroline[/name_f] is lovely. My second favourite is [name_f]Annabel[/name_f] [name_m]Hayes[/name_m] she’s stylish, preppy and fun with a southern [name_f]Belle[/name_f] flair.
Could give more tailored advice if I knew details on last name, whether it’s your first, type of community you live in, but this is my take!
[name_f]Eloise[/name_f] [name_f]Caroline[/name_f]: [name_f]Pretty[/name_f], but depending on where you live risks the “annoying [name_f]Eloise[/name_f] the pest” thing with the book/movie character.
[name_f]Margot[/name_f] [name_f]Caroline[/name_f]: [name_f]Pretty[/name_f], safe, not too common, not weird or unheard of. [name_m]Like[/name_m] it!
[name_f]Penelope[/name_f] [name_m]Hayes[/name_m]: Same as [name_f]Margot[/name_f].
[name_f]Annabel[/name_f] [name_m]Hayes[/name_m]: Same as above, except maybe more problems with misspellings and potentially unwanted nicknames.
They’re all very sweet and traditional but also are able to suit a fully grown woman!
[name_f]Margot[/name_f] [name_f]Caroline[/name_f] or [name_f]Annabel[/name_f] [name_m]Hayes[/name_m]
I would even suggest [name_f]Caroline[/name_f] [name_m]Hayes[/name_m] 
I like [name_f]Annabel[/name_f] [name_m]Hayes[/name_m]!
I love [name_f]Annabel[/name_f] [name_m]Hayes[/name_m], would be my choice for sure.
[name_f]Love[/name_f] [name_f]Margot[/name_f]
These are all gorgeous! I would vote for [name_f]Annabel[/name_f] [name_m]Hayes[/name_m] first and [name_f]Eloise[/name_f] [name_f]Caroline[/name_f] second, though!
Good luck!
I like the [name_f]Annabel[/name_f] [name_m]Hayes[/name_m].
Both [name_f]Annabel[/name_f] [name_m]Hayes[/name_m] and [name_f]Penelope[/name_f] [name_m]Hayes[/name_m] have the best rhythm and flow, in my opinion. I prefer ANNIE as a nickname over [name_f]Penny[/name_f] which are the likely shortened names.
[name_f]Margot[/name_f] [name_f]Caroline[/name_f] for the win! Absolutely stunning 
I am still team [name_f]Annabel[/name_f] [name_m]Hayes[/name_m] (first choice) or [name_f]Penelope[/name_f] [name_m]Hayes[/name_m] in 2nd 
[name_f]Penelope[/name_f] [name_m]Hayes[/name_m] is my personal favourite, closely followed by [name_f]Annabel[/name_f] [name_m]Hayes[/name_m] and [name_f]Margot[/name_f] [name_f]Caroline[/name_f]. All four are beautiful names!